Financial matters when studying at TAMK

Tuition fee of 12 000 € / academic year applies to students who are citizens of countries outside the European Union (EU) or the European Economic Area (EEA) or Switzerland who study in Bachelor's or Master's degrees taught in English.

You will be exempt from tuition fees if you are a non-EU/EEA citizen but have one of the following residence permits:

• permanent residence permit card in Finland (type P)
• EU residence permit for third-country citizens with long-term residence permit card in Finland (type P-EU)
• EU Blue Card in Finland
• EU family member's residence card in Finland 
• Brexit residence permit card (type SEU = Right of residence under the withdrawal agreement, or P SEU = Right of permanent residence under the withdrawal agreement)
• a residence permit on the basis of temporary protection in Finland.

In addition, a continuous residence permit card in Finland (type A), may exempt you from paying tuition fees if it is granted on grounds other than studying. However, you are required to pay tuition fees in the following cases:

• If your first residence permit in Finland was granted for the purpose of studying, you are required to pay tuition fees, even if you later obtained a continuous residence permit (type A) on other grounds.
• If you have a continuous residence permit (type A) based on family ties, and your family member originally came to Finland on a residence permit granted for studying, you are also required to pay tuition fees.
• If your continuous residence permit (type A) is granted for studying, you are required to pay tuition fees.

The exempting residence permit must be valid when at least until 1 August i.e. when the study right commences. Please note that a residence permit in another EU/EEA country does not exempt you from the tuition fee.

If you are unsure about whether you are subject to tuition fees, please see Do I have to pay tuition fees? section on the Studyinfo.fi site.

For more details, see TAMK Student's Guide.

Payment deadline for new students is the last day to accept/decline the study place offer. Early Bird scholarship waivers (50% of Year 1 fee) for Bachelor's students are automatically issued to students based on the date of their Conditional Offer letter if enrollment is completed and 1^st installment is paid within 14 days. 

Early Bird scholarship waiver (20% of Year 1 fee) for Master's degree students requires full annual payment by 31 May.

Payment deadlines for continuing students are by 31 May (1st installment) and 31 August (2nd installment). Exceptions e.g. for transfer students or double degree students are given to accepted students in student selection letters (conditional offer letter). 

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TAMK offers scholarship options for all students who are subject to individual tuition fees (with the exception of tailored groups / commissioned education). The TAMK system is cohort-based, giving each new student the ability to predict and influence their own costs throughout their studies. Any changes made to the system will only be applied to previously enrolled cohorts, if it is beneficial to the students in question.

Scholarship waivers

All scholarships are awarded as waivers or discounts from payable amounts. No need to wait for reimbursement afterwards. Scholarship waivers in Year 1 are awarded based on accepting the study place offer by a certain date (Bachelor's degrees) or pre-payment of full annual amount (Master's degrees). Continuing students are considered based on study success while at TAMK. Tuition fees are regularly paid in two installments, and the waivers are applied to cover the 2^nd installment either partially or completely. 

Student who has been found guilty of academic fraud, or has received a written warning issued by TAMK, or has been temporarily suspended due to a case of fraud shall not be granted scholarship waivers. 

Bachelor's degrees - Early Bird (Year 1)

Upon student selection, when receiving a Conditional Offer Letter from TAMK, you will also receive information on how to get the Early Bird scholarship waiver. In a nutshell - if you accept our study place offer within 14 days (pay the 1^st installment of your first year tuition fee), you will automatically be awarded a 50% scholarship waiver to cover the 2^nd installment due in August. Early Bird scholarship waiver is not available to students selected from waiting list, who have less than 14 days to accept their study place.

Bachelor's degrees - Academic Award (Years 2-4) 

All Bachelor's degree students who reach 60 credits / academic year are issued a 25% scholarship waiver.

• Credits must be completed in the previous academic year (1 August - 31 July).
• Credits must be in the study registry by the credits check on 15 August.

Students who wish to receive the higher 50% scholarship waiver, must reach the 60 credit / academic year limit AND submit a Finnish language test (YKI) result by 15 August.  

Language study support:   TAMK course offer  /  TAU course offer  /  Outside providers

Master's degrees

Newly admitted students who choose to pay the full Year 1 fee in one go by 31 May, are issued an Early Bird discount of 20% of the annual fee.

Those that continue on to Year 2 have the following limits for their Academic Award scholarship waivers:

• 60 cr / year = 50 % scholarship waiver
• 45 cr / year = 25 % scholarship waiver